The SMART Financial Advice Blog by Peter Horsfield

Sadly many of us only know how to live life in fear, without knowing how to escape it. We’re even schooled and educated to believe that fear is excellent motivator and a catalyst to our “success”. “Use you fear for motivation” and “Fear is a good thing because it keeps you alive”. Fear, shame, and guilt in some circles is even promoted as good and to be our trusted battle cries to get us off our butts and move forward towards our goals. Being fearless is a total game changer and is even more important than having a pair when facing our fears. Don’t get me wrong. Our fears are big mother f***er, knuckle dragging, fork tongued, devil horned shadows morphing out of the darkness that supernaturally dredge up feelings of insecurity, intimidation and judgement. It’s just that our fears are only emotional shadows. My take on it is our fears are a kind of unsettling twitching feeling we get from our evolved ego self-survival muscle we’ve been developing over the span of ou

Happy Australian Day and Happy Chinese New Year. May your year ahead be filled with prosperity, blessings, luck happiness and joy. And to all our earlier Australian immigrants in order of immigration Aboriginals, Torres Straight Islanders, Convicts, Free settlers, Gold Prospectors, Farmers, Post WW1 & WW2 Immigrants, 10 pound POM's, New Zealander's, SE Asians, Stan's, NE Asians, African's, Chinese and more recent arrivals, thank you for creating and defending the opportunities we are blessed with today. Today Australia still remains the lucky country and I believe will remain so, long into all our futures. Even our National Anthem is awesome! STRAYA However did you know......   Interview with Pauline  Me: Pauline did you know you can speak Chinese?  Pauline: Please explain! Me: Did you know that the Aussie saying "Fair Dinkum" actually comes form the early Chinese gold prospectors of Australia. The Chinese (Cantonese) prospectors would s